This is a common practice for all insurance companies. When a new policy is issued, and normally upon policy renewal, Insurance companies will send a representative to your property to perform an EXTERIOR inspection on your house. The purpose of this inspection is to make sure the property is in good condition and there is no existing damage or liability risks. Do not be alarmed, you have done nothing wrong, this is common industry practice. Once again, this is an EXTERIOR inspection only and no one should request to come into your house.
Wednesday, July 28, 2010
Tuesday, July 20, 2010
Why Is Healthcare Going Out Of Control?
The Obama Government mission to tackle the U.S. Healthcare system is no easy project, as there are so many components that need fixing. Do you fix the increasingly high cost of healthcare, or expand the coverage to a universal system, or try to digitalize (read “computerize†or make electronic)? The Obama Government will try to do all three and more.
The U.S. Healthcare system has the reputation of being the highest quality in the world, but is it the “best� What does being the “best†entail? Michael Moore in his recent documentary “Sicko†compares the U.S. Healthcare system with that of Canada, France, Cuba, and the UK, and while I have not seen this movie, the U.S. Healthcare system does not come out well.
According to a New York Times article (August, 12, 2007) entitled “World's Best Healthcare?â€, the World Health organization (WHO) made a first attempt back in 2000 to rank health systems in 191 nations. The U.S. ranked 37th in this study, and France and Italy ranked first and second. Yet another more recent assessment by the Commonwealth Fund ranked health systems in advanced nations, and the U.S. ranked last or next-to-last compared to 5 other countries: Australia, Canada, Germany, New Zealand, and the UK.
Stay tuned as there is more to come......
www.floridainsurancequoter.com
The Obama Government mission to tackle the U.S. Healthcare system is no easy project, as there are so many components that need fixing. Do you fix the increasingly high cost of healthcare, or expand the coverage to a universal system, or try to digitalize (read “computerize†or make electronic)? The Obama Government will try to do all three and more.
The U.S. Healthcare system has the reputation of being the highest quality in the world, but is it the “best� What does being the “best†entail? Michael Moore in his recent documentary “Sicko†compares the U.S. Healthcare system with that of Canada, France, Cuba, and the UK, and while I have not seen this movie, the U.S. Healthcare system does not come out well.
According to a New York Times article (August, 12, 2007) entitled “World's Best Healthcare?â€, the World Health organization (WHO) made a first attempt back in 2000 to rank health systems in 191 nations. The U.S. ranked 37th in this study, and France and Italy ranked first and second. Yet another more recent assessment by the Commonwealth Fund ranked health systems in advanced nations, and the U.S. ranked last or next-to-last compared to 5 other countries: Australia, Canada, Germany, New Zealand, and the UK.
Stay tuned as there is more to come......
www.floridainsurancequoter.com
Monday, July 19, 2010
When is the health reform going into effect?
Just to clarify a few tidbits, Florida Insurance Quoter wanted to give you a few pieces of information below:
Within a year-
-- Provides a $250 rebate to Medicare prescription drug plan beneficiaries whose initial benefits run out.
90 days after enactment
-- Provides immediate access to high-risk pools for people who have no insurance because of preexisting conditions.
2011
-- Requires individual and small group market insurance plans to spend 80 percent of premium dollars on medical services. Large group plans would have to spend at least 85 percent.
2013
-- Increases the Medicare payroll tax and expands it to dividend, interest and other unearned income for singles earning more than $200,000 and joint filers making more than $250,000.
2014
-- Provides subsidies for families earning up to 400 percent of the poverty level -- or, under current guidelines, about $88,000 a year -- to purchase health insurance.
-- Requires most employers to provide coverage or face penalties.
-- Requires most people to obtain coverage or face penalties.
2018
-- Imposes a 40 percent excise tax on high-end insurance policies.
By 2019
-- Expands health insurance coverage to 32 million people.
Just to clarify a few tidbits, Florida Insurance Quoter wanted to give you a few pieces of information below:
Within a year-
-- Provides a $250 rebate to Medicare prescription drug plan beneficiaries whose initial benefits run out.
90 days after enactment
-- Provides immediate access to high-risk pools for people who have no insurance because of preexisting conditions.
2011
-- Requires individual and small group market insurance plans to spend 80 percent of premium dollars on medical services. Large group plans would have to spend at least 85 percent.
2013
-- Increases the Medicare payroll tax and expands it to dividend, interest and other unearned income for singles earning more than $200,000 and joint filers making more than $250,000.
2014
-- Provides subsidies for families earning up to 400 percent of the poverty level -- or, under current guidelines, about $88,000 a year -- to purchase health insurance.
-- Requires most employers to provide coverage or face penalties.
-- Requires most people to obtain coverage or face penalties.
2018
-- Imposes a 40 percent excise tax on high-end insurance policies.
By 2019
-- Expands health insurance coverage to 32 million people.
Tuesday, July 6, 2010
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